Fraud Management Challenges (2026, Fraud Professionals)

While cost constraints pose challenges, the professionals is data and technology. When presented with 15 different challenges, merchants fraud, the accuracy of Al/ML fraud tools, the availability and access to relevant data, and fraud tool customization. All four are cited by at least one- quarter of merchants in this year's survey, and in total, 80% say they are struggling with at least one of the five data & tech-related issues in the survey. for MRC members, as indicated by the significant as effective use of, data for anti-fraud purposes as a key challenge. And roughly half (49%) cite gaps in fraud tool capabilities and features, versus just 24% of merchants, overall. MRC members are also types of fraud and lack of internal resources.