ske-poistenie/, https:/www.allianz.sk/sk/podnikatelia/mali-a-stredni-podnikatelia/polnohospodari.html Basis, Agrar Universal, Agrar Flat Rate, Drought Index Insurance, Sugar Beet Universal, Fruit and Fruit under the hail nets. Hail, fire, windstorm, flooding, inundation, spring and winter frost, Hail, windstorm, fire, flood, drought, spring frost, overwintering. 1%-3% for field crops, 4%-11% for fruit, 5%- Hail, fire, windstorm, drought, spring frost, flood. Source: https://www.agrapoistovna.sk/poistenie/, https://www.generali.sk/pre-podnikatelov/polnohospodar- ske-poistenie/, https:/www.allianz.sk/sk/podnikatelia/mali-a-stredni-podnikatelia/polnohospodari.html which show little interest in the existing options. Insurance is expensive for small farms, procedures are complex, and awareness of available insurance options is low. For insurers, small farms are less profit- able compared to large enterprises. Surveys (Pokrivcak, J. and M. Toth, 2020) indicate low awareness of crop and livestock insurance among Slovak farmers, who lack independent information on the pros and cons of commercial insurance and report a lack of independent risk management advisory services. Parameters like deductibles are not motivating for many to insure their crops or livestock. Agricultural insurance premiums were originally financed from the national budget, and, more re- cently, transitioned under the CAP rural development pillar. In recent decades, the availability of pub- lic support for insurance premiums has been inconsistent. Slovakia re-introduced public subsidies for risk premiums in 2019, after a gap during the six years prior. Premium support was previously implemented be- tween 2004 and 2010, and then also in 2012. After 2019, it has been financed annually as state aid from the ming period, Slovakia did not implement any interventions specifically under Measure 17 for risk manage- ment tools, such as mutual funds or income stabilization instruments. However, Slovakia decided to roll insurance premiums in 2025 for the first time (up to 65 percent subsidy). Between 2023 and 2027, Slovakia