the survey. One of the 12 contributors did not respond to the underwriting portion of this survey. compares the highest, median, and lowest issue limits among the 11 contributors for the top nonmedical occupation limit for the top nonmedical occupation class increased from two to three, and the number at the maximum for the top medical occupation class increased from five to seven since the 2024 IDl Market Survey. median, and lowest participation limits when group LTD is not present, among the 11 contributors in 2024 and 2025 for the top nonmedical and medical occupation classes. Five companies share the highest participation limit at $35,0o0 when LTD is not present for the top nonmedical occupations, and seven companies share the highest participation limit at $30,000 when LTD is not present for the top medical occupations. contributors in 2024 and 2025 for the top nonmedical and medical occupation classes. Most companies are willing to offset for Social Security and workers' compensation disability benefits. One company increased its maximum participation limit when group LTD is present for the top nonmedical occupation classes, moving the maximum limit 2025 annual survey of the U.S. individual disability income insurance market