PYMNTS Intelligence：2025即时支付：实时经济下的新型薪酬范式报告（英文版）（23页）.pdf

1、July 2025 Report INSTANT PAYOUTS:The New Paycheck for a Real-Time EconomyInstant Payouts:The New Paycheck for a Real-Time Economy was produced in collaboration with Ingo Payments,and PYMNTS Intelligence is grateful for the companys support and insight.PYMNTS intelligence retains full editorial contr

2、ol over the following findings,methodology and data analysis.INSTANT PAYOUTS:The New Paycheck for a Real-Time EconomyTABLE OF CONTENTSWhats at Stake .04Key Findings .06PYMNTS In Depth .12Actionable Insights.40Methodology.42About .4404|Instant Payouts:The New Paycheck for a Real-Time Economy 2025 PYM

3、NTS All Rights ReservedWhats at Stake|05In a world where almost everything happens instantly,financial institutions cant expect a customer who wants a loan to wait days for an old-fashioned bank transfer to process.The same is true for marketplaces and platforms that issue payments to gig workers,fr

4、eelancers and content creators.Hardworking individuals wantand often needto get paid immediately.PYMNTS Intelligences latest research examines the critical role of receiving ad hoc payments“disbursements”for the purpose of this reportin consumers financial lives.More than one in five dis-bursement r

5、ecipients rely on such payouts as their primary source of income,and another 41%count them as important supplemental income.WHATS AT STAKEof consumers received at least one instant payment in the last year.72%With disbursements functioning as essential income for many,consumers are placing greater i

6、mportance on receiv-ing them without delay.In fact,41%of recipients cite an instant payment method as their most-used way to get paid,with even higher shares seen among Gen Zers and millennials.1 Whats more,individuals who receive dis-bursements frequently or depend on them as their primary source o