NAR：2023年美国各种族家庭购房概况报告（英文版）（42页）.pdf

1、2023Snapshot of Race and Home Buying in AmericaNational Association of REALTORS Research GroupLawrence Yun,Ph.D.Chief Economist and Senior Vice PresidentJessica Lautz,Dr.of Real EstateDeputy Chief Economist and Vice President of ResearchNadia EvangelouSenior Economist,Director Real Estate Research B

2、randi SnowdenDirector,Member and Consumer Survey ResearchMeredith Dunn Research ManagerNAR Research Staff2023 National Association of REALTORSAll Rights Reserved.May not be reprinted in whole or in part without permission of the National Association of REALTORS.For reprint information,contact datare

3、altors.org.2Table of ContentsHomeownership Trends,Housing Affordability by Race and Racial Disparities in the Mortgage Market 4Methodology:Section One24Home Buyer Demographics from the 2022 Profile of Home Buyers and Sellers25Home Buyers and Fair Housing37Methodology:Section Two and Three413Homeowne

4、rship Trends,Housing Affordability by Race and Racial Disparities in the Mortgage Market4In the meantime,research has consistently shown that homeownership is also associated with multiple economic and social benefits to individual homeowners.Homeownership has always been an important way to build w

5、ealth.Homeowners have built more than$200,000 in housing wealth in the last decade.In addition to tangible financial benefits,homeownership brings substantial social benefits to families,communities,and the country as a whole.Owning a home is associated with better educational performance in childre

6、n,higher participation in civic and volunteering activities,better health care outcomes,and lower crime rates in communities.Thus,this report examines the homeownership trends among each race and the challenges that they face to become homeowners.Since all real estate is local,the report also examin