毕马威：2026年全球技术报告：金融服务业洞察（英文版）（15页）.pdf

1、KPMG.Make the Difference.KPMG International|KPMG Global tech report 2026:Strong foundations for enterprise wide transformationFinancial services Partner to accelerate outcomes How KPMG can helpCreate adaptive operations 5 key recommendations Key findingsUnlock value from core AuthorsTurn momentum in

2、to scaleForewordForewordAs someone whos worked closely with financial services organizations around the world,I can say with confidence:the ambition to transform is real.Across the sector,leaders understand that AI and digital technologies are reshaping how we operate,serve clients,and compete.There

3、s a clear desire to move fast,to innovate boldly,and to unlock the full potential of these tools.But transformation isnt just about adopting the latest technology.As I often say,AI is just the tip of the iceberg;what really matters is the ecosystem that enables it.That means investing in the foundat

4、ions:high-quality data,simplified processes,resilient infrastructure,and embedded security.Without these,even the most advanced AI tools will struggle to deliver meaningful results.An AI-first mindset is needed to truly make meaningful change.Whats encouraging is that many organizations are starting

5、 to recognize this.Theyre shifting from long-term,rigid tech roadmaps to more agile,iterative planning cycles.Theyre rethinking the old“build versus buy”debate and instead focusing on how to combine their unique assets,like proprietary data and deep client relationships,with the right external capab

6、ilities.And theyre beginning to understand that sustainable advantage wont come from technology spend alone,but from the talent and domain expertise that bring it to life.Karim Haji Global Head of Financial ServicesKPMG International This report,based on a global survey of 760 financial services tec